Free online converter for bank statement PDFs. Upload a checking, savings, or credit card statement and get a formatted Excel spreadsheet — dates, amounts, descriptions, balances, and AI-assigned categories. Works with Chase, Bank of America, Wells Fargo, and 10,000+ banks.
Locked PDF format
02/20 AMAZON MARKETPLACE -89.99 3,410.01
02/19 DIRECT DEP ACME CORP 4,500.00 3,500.00
02/18 NETFLIX.COM -15.99 -1,000.00
02/17 ELECTRIC CO PAYMENT -142.50 -984.01
02/16 WHOLE FOODS MKT -67.23 -841.51
02/15 UBER TRIP -24.50 -774.28
| Date | Description | Category | Amount |
|---|---|---|---|
| 2026-02-20 | Amazon Marketplace | Shopping | -$89.99 |
| 2026-02-19 | Salary — Acme Corp | Income | +$4,500.00 |
| 2026-02-18 | Netflix Subscription | Entertainment | -$15.99 |
| 2026-02-17 | Electric Co — Monthly | Utilities | -$142.50 |
PDF in, clean Excel out — in under 30 seconds
Three steps. No software to install. No learning curve.
Drag and drop your bank statement PDF or click to browse. We accept files up to 10MB from any bank worldwide.
GPT-4o reads your statement, identifies every transaction, and automatically categorizes each one — income, shopping, bills, food, and more.
Get a formatted .xlsx file with all your transactions organized in a professional spreadsheet — ready for analysis, tax prep, or import into accounting tools.
Your Excel file isn't just a data dump. Every column is structured and formatted so you can start working with your data immediately.
Properly formatted as Excel dates so you can sort, filter, and create date-based pivot tables instantly.
The complete transaction description exactly as it appears on your bank statement — merchant names, reference numbers, and more.
Credits and debits clearly separated with type indicators. Amounts are formatted as numbers so you can SUM, AVERAGE, and calculate immediately.
The account balance after each transaction, making it easy to track your balance over time and verify reconciliation.
Every transaction is categorized — Income, Shopping, Bills & Utilities, Food & Dining, Entertainment, Transport, and more. Perfect for spending analysis.
Each entry is labeled as debit or credit, making it simple to filter and separate incoming vs outgoing money.
Bank statements arrive as PDF documents — locked, unstructured files that you can't sort, filter, or run formulas on. If you're an accountant, bookkeeper, or business owner, you need that data in Excel to actually work with it. Manually retyping transactions is slow, error-prone, and a waste of your time.
StatementKit solves this by using AI (GPT-4o) to read your bank statement PDF exactly like a human would — but in seconds instead of hours, and with 99%+ accuracy. Every transaction is extracted, structured, and exported as a clean Excel spreadsheet ready for analysis.
Once your bank statement data is in Excel, the possibilities are endless. You can build pivot tables to summarize spending by category or month. Create charts and graphs to visualize income vs. expenses over time. Use VLOOKUP, SUMIF, and other formulas to calculate totals, find specific transactions, and prepare tax reports — all impossible with a raw PDF.
Industry research shows that manually typing transactions from a PDF bank statement takes an average of 27–62 minutes per statement, depending on the number of transactions. That's hours every month if you handle multiple clients or accounts. StatementKit processes most statements in under 30 seconds with higher accuracy than manual entry.
The Excel (.xlsx) output works seamlessly with Microsoft Excel, Google Sheets, LibreOffice Calc, and Apple Numbers. You can also import the data into accounting software like QuickBooks, Xero, FreshBooks, or Wave. Need CSV instead? StatementKit offers CSV export too.
Credit card PDFs from Chase, American Express, Capital One, Citi, and Discover use a different layout than checking statements — transaction date vs. post date, payments vs. charges, interest, and annual fees. StatementKit still extracts one row per line item. See the dedicated credit card statement to Excel converter.
Native PDFs downloaded from online banking convert most accurately. If you only have a scan or a phone photo, download a digital statement from your bank first when you can — generic OCR tools often merge columns and drop the running balance. StatementKit is built for digital bank PDFs, not a general “scan to Excel” utility.
See why professionals are switching to AI-powered conversion.
| Manual Entry | StatementKit | |
|---|---|---|
| Time per statement | 30–60 minutes | Under 30 seconds |
| Accuracy | ~95% (human error) | 99%+ |
| Auto-categorization | ||
| Multi-page statements | Even slower | Same speed |
| Cost (10 statements/mo) | ~$150 in labor | $0 (free plan) |
StatementKit is built for anyone who needs structured financial data.
Reconcile client accounts faster by converting bank statements to Excel in bulk. Build tax returns and financial reports from structured data instead of manually transcribing PDFs.
Process monthly statements for multiple clients in minutes. Import directly into QuickBooks, Xero, or your accounting platform of choice without manual data entry.
Track business expenses, categorize spending, and prepare for tax season. Convert your monthly bank statements to Excel to spot trends and manage cash flow.
Separate business and personal transactions. Export to Excel to track deductible expenses and prepare invoicing summaries for clients.
Analyze spending patterns, build financial models, and create pivot table reports. Having data in Excel unlocks formulas, charts, and conditional formatting.
Review transaction histories efficiently during audits. Search, filter, and cross-reference transactions in Excel instead of scrolling through multi-page PDFs.
Our AI adapts to any bank statement format automatically. Here are some of the banks our users convert from:
And 10,000+ more banks in 100+ countries. If your bank issues PDF statements, StatementKit can convert them.
Common questions about converting bank statements to Excel format.
Upload your bank statement PDF and get a clean Excel spreadsheet in seconds. Free to start, no credit card required.
Convert Your First Statement Free