Convert Bendigo Bank Statements to CSV & Excel

Upload your Bendigo and Adelaide Bank statement PDF and get a clean CSV or Excel file with every transaction extracted, categorised, and formatted — ready for Xero, MYOB, QuickBooks, or any accounting software.

Bendigo Bank at a Glance

Full Name: Bendigo and Adelaide Bank Limited

Country: Australia

Currency: AUD (Australian Dollar)

ABN: 11 068 049 178

Date Format: DD MMM YY (e.g., 21 Apr 20)

Statement Format: PDF with transaction table

About Bendigo Bank Statements

Bendigo and Adelaide Bank is one of Australia's largest community banks. Their PDF statements include account details (BSB number, account number, customer number), a statement period summary, and a transaction table with columns for Date, Transaction description, Withdrawals, Deposits, and Balance.

Common Bendigo account types include the Bendigo Ultimate Account, Smart Access, Complete Home Loan, and various savings and term deposit accounts. StatementKit handles all of them.

Bendigo Bank Statement Format Details

Understanding the format helps you verify your conversion is accurate:

Dates use DD MMM YY format (e.g., "21 Apr 20" for 21 April 2020). StatementKit converts these to standardised YYYY-MM-DD format.
Transaction descriptions include merchant names, locations, and reference codes. Card transactions show "RETAIL PURCHASE" with the card number partially masked.
Withdrawals and Deposits are in separate columns. StatementKit combines these into a single Amount column with debits as negative values.
Balance shows the running account balance after each transaction.
Multi-page statements are common — Bendigo statements can run to dozens of pages. StatementKit processes all pages into a single CSV.

Australian Transaction Types

Bendigo Bank statements include several Australian-specific transaction types that StatementKit handles correctly:

OSKO Payments — Australia's real-time payment system. StatementKit preserves the payee name and reference.
BPAY — Bill payments show the biller name and reference number.
Direct Credits/Debits — Salary deposits, Centrelink payments, direct debits from utilities and subscriptions.
Retail Purchases — Card transactions with merchant name, location (city), and country code (AUS).
ATM Withdrawals — Including non-Bendigo ATM fees.

How to Convert Your Bendigo Bank Statement

Download your statement from Bendigo Bank's online banking portal (e-banking) as a PDF file.
Upload to StatementKit — sign up for free and upload the PDF. No software to install.
Review the extracted data — StatementKit shows you all transactions with dates, descriptions, amounts, and categories.
Download your CSV or Excel file — import directly into Xero, MYOB, QuickBooks, or Reckon.

Frequently Asked Questions

Does it work with Bendigo Ultimate Account statements?

Yes. StatementKit works with all Bendigo Bank account types including the Bendigo Ultimate Account, Smart Access, Complete Home Loan, and savings accounts.

Can I import the CSV into Xero?

Yes. The CSV output is formatted for direct import into Xero. Dates are standardised to YYYY-MM-DD and amounts are clean numbers — ready for reconciliation.

Does it handle multi-page Bendigo statements?

Yes. Whether your Bendigo statement is 2 pages or 40 pages, StatementKit processes every page and includes all transactions in a single CSV file.

How does it handle the DD MMM YY date format?

Bendigo Bank uses a short date format like "21 Apr 20". StatementKit automatically recognises this and converts it to the standard YYYY-MM-DD format (e.g., 2020-04-21) for clean import into any software.

Is it accurate with OSKO and BPAY transactions?

Yes. StatementKit's AI correctly identifies and parses OSKO payments, BPAY bills, direct credits, retail purchases, and all other transaction types found in Bendigo Bank statements.