Convert Wise Statements to CSV & Excel

About Wise Statements

Wise is a global financial technology company headquartered in London that provides multi-currency accounts and international money transfers. Wise statements are unique because they can contain transactions in multiple currencies — GBP, EUR, USD, AUD, CAD, and 50+ others — all within a single account.

Wise generates separate statement PDFs per currency balance, each containing the transactions for that specific currency. StatementKit handles all of these, extracting transactions with the correct currency and amounts.

Wise Statement Format Details

• Dates typically use DD-MM-YYYY format (e.g., "15-01-2026"). StatementKit converts these to standardised YYYY-MM-DD.
• Transaction descriptions include transfer recipients, card payment merchants, and conversion details.
• Multi-currency — each statement is for a specific currency balance. International transfers show the conversion rate and both source/destination amounts.
• Transaction IDs — Wise includes unique reference numbers for each transaction, which are preserved in the CSV output.
• Fees — Transfer fees are listed as separate line items. StatementKit captures these alongside the transfer transactions.

Wise Transaction Types

Wise statements include several transaction types that StatementKit handles correctly:

• International transfers — Send and receive money across borders, with exchange rate details.
• Card payments — Wise debit card purchases at merchants worldwide.
• Currency conversions — Moving money between your currency balances within Wise.
• Direct debits — Recurring payments set up from your GBP or EUR balance.
• Bank transfers in/out — Local transfers to and from your linked bank accounts.
• Interest earned — Interest payments on your Wise balances (where applicable).

How to Convert Your Wise Statement

1. Download your statement from the Wise app or website: go to your balance, tap "Statements", select the date range, and download as PDF.
2. Upload to StatementKit — sign up for free and upload the PDF. No software to install.
3. Review the extracted data — StatementKit shows all transactions with dates, descriptions, amounts, currencies, and categories.
4. Download your CSV or Excel file — import directly into Xero, FreeAgent, QuickBooks, or any accounting software.

Frequently Asked Questions

Does it handle multi-currency Wise statements?

Yes. Wise generates separate statement PDFs per currency balance. Upload each currency's statement and StatementKit extracts the transactions with the correct currency and amounts.

Can I import the CSV into Xero?

Yes. The CSV output is formatted for direct import into Xero. This is particularly useful for reconciling your Wise account if you have it set up as a bank account in Xero.

Does it work with Wise business accounts?

Yes. StatementKit works with both personal and Wise Business account statements. Business accounts often have higher volumes of transactions — StatementKit handles multi-page statements with ease.

Does it capture exchange rate information?

StatementKit extracts the transaction amounts as they appear in your statement's currency. For international transfers, the description typically includes the exchange rate or converted amount, which is preserved in the output.

Is this useful for HMRC Self Assessment?

Yes. If you use Wise for business income or expenses, having the transactions in CSV format makes it easy to categorize them for your Self Assessment tax return or MTD VAT filing.